Sell your New York house fast, as‑is, for cash.

If the sale closes before the auction date and the price covers what you owe, your mortgage is paid off at closing from the price, and the foreclosure ends. Tell us your sale date on the first call. If your home is in foreclosure or default, or on a tax or utility lien sale list, New York law gives you 14 business days (almost three weeks) to cancel the contract, so plan for at least that much time. If there is not enough time left, we will tell you. If your auction is less than a month away, call instead of using the form.

No. A letter from your lender usually comes well before any sale date, which often means you have more time to look at your options. Call the free counselor at 1-855-466-3456 first. If you would also like our written offer to compare, ask for it; it costs nothing and commits you to nothing.

Then a sale needs your lender to agree to accept less than the full payoff, often called a short sale. That takes the lender's time and paperwork, and nobody can promise the lender will agree. A free housing counselor can help you weigh it: 1-855-466-3456.

Call the free counselor first, at 1-855-466-3456. A loan modification or another option may let you stay. If you decide to sell after that, we are here, and our offer will still be in writing.

The executor or administrator appointed by the Surrogate's Court signs for the estate once the court has issued letters. We can see the house and give you a written offer before that, so you know where you stand. If several heirs own the house directly, all of them need to agree and sign.

The estate's representative signs the contract once the Surrogate's Court has issued letters. Some letters, especially limited letters of administration, need a further court order before real estate can be sold. Before that, we can agree on the price and terms in writing so you are ready. Closing follows once the representative can sign, so the court's pace usually sets the timeline.

No. Take what matters to your family and leave the rest. We buy as-is, including the furniture and the boxes in the basement.

Yes. Leases, rent stabilization and every tenant protection stay with the building, and the price reflects the tenancy. You do not have to empty the building or finish an eviction first. At closing, the tenants' security deposits are turned over to the buyer, as New York law requires, and the month's rent is split by date. Occupied buildings can take longer than a clean sale, so the written offer states the expected closing date.

Rent owed for the time before closing is yours. The contract says whether you keep the right to collect it or assign it to us as part of the price. If you keep it, you can still sue the tenant for the money after closing, but only the new owner can bring an eviction case. A pending Housing Court case is handled in the contract the same way: it says whether the case continues and who carries it.

Yes. We base it on what we can see: your own unit, the outside, and the building's public records. The written offer lists what we could not inspect and says how those parts are priced, before you sign anything.

No. We can buy with open violations, and they are reflected in the price. Any fines that have become liens are paid off at closing from the price, the same way a mortgage is.

We start from recent sales of similar homes nearby and estimate what the house is worth after repairs. Then we subtract the repairs, our costs to buy, hold and resell, and our margin. The written offer shows each of those lines, so you can check the math.

Yes, one of us does a short walkthrough at a time you choose. Anything you tell us about, and anything we can see at the walkthrough, is already in the price. After that, the price changes only if a serious problem turns up that was not visible at the walkthrough and not mentioned to us, and we explain it in writing. Until you sign the contract, you can walk away at any time, at no cost.

We pay our own attorney, title insurance and our recording fees, and there is no agent commission. You pay the usual seller items out of the price at closing: New York State transfer tax, plus New York City's or any local transfer tax, your own attorney, any co-op flip tax or transfer fee, and the payoff of any mortgage, liens or open charges. We list each one in writing with the offer.

Ask us for proof of funds and we will show it to you before you sign. When the contract is signed, our deposit is held in escrow by your attorney, and the contract has no financing contingency. By law, if your home is in foreclosure or default, we do not close and nothing is paid out before your 14-business-day cancellation period ends.

Yes. A clean sale can close in about 2 to 4 weeks, or later if you need time to move. You choose the date, and it is written into the contract.

Jorge or someone from his office calls you within one business day, in English, Spanish, Russian, Arabic or Turkish, to ask a few questions and set up a short visit. Have your mortgage statement handy, and any foreclosure or court papers. You can stop at any point.

Yes, if everyone on the deed signs. Once a divorce case has been filed, New York's automatic orders generally bar selling marital property without the other spouse's written consent or a court order, so we work with both attorneys and the contract follows your agreement or the court's order. The proceeds are divided the way your agreement or the court says.

No. We buy as-is and price the damage in. If there is an open insurance claim, tell us; the contract says who keeps any insurance money.

Co-op sales need the board's approval, and the board sets its own timeline. Many buildings charge a flip tax or transfer fee, which normally comes out of the seller's proceeds. We tell you up front if we expect a problem with your building.

No. We buy as principals for our own account. We do not tie up your house to shop it around, and we confirm that in writing. Ask every buyer you are talking to the same question, in writing.

None. The offer is free and in writing. You can take it, negotiate it, or walk away. You can also use it as a benchmark.

We work in English, Spanish, Russian and Arabic, and someone in our office speaks Turkish. Under New York law, a contract for a home in foreclosure is in English, or in English and Spanish if Spanish is your primary language. If you prefer another language, we explain it in that language, and you can bring an interpreter or your attorney. Do not sign anything you do not understand.